How Are Negative Rates Affecting Europe's Top Bankers?

The transcript discusses the implications of negative interest rates on the banking sector, highlighting the challenges they pose to maintaining a healthy economy. It explores the potential need for banks to charge institutional and large deposit customers due to these rates. The discussion also touches on the discomfort this causes clients, who contribute significantly to bank deposits without receiving interest. The transcript concludes with a reflection on the necessity of changing this situation in the future to maintain good client relations.

What are the implications of negative interest rates for the banking sector?

How might banks respond to a prolonged situation of negative interest rates?

What changes might banks consider in their policies regarding institutional customers?

In what ways can banks ensure that passing on negative rates to clients is both sensible and legal?

What feelings might arise from the situation where deposits grow but no interest is paid to clients?