CLEAN : Thomas Cook brought us to our knees say former employees

The transcript discusses the impact of Thomas Cook Airlines' collapse on individuals and communities, highlighting the emotional and financial struggles faced by employees and their families. It emphasizes the challenges of starting over, especially for those nearing retirement, and the resilience required to adapt to such significant life changes.

What does the speaker mean by starting from zero?

In what ways has the speaker's life changed due to the circumstances mentioned?