Rakbank CEO on FY Earnings, SME Lending, Consolidation

The transcript discusses various aspects of banking, focusing on growth trends, interest income, and provisions. It highlights the sustainability of reduced provisions due to a change in business mix. The discussion also covers SME lending strategies, concerns about real estate market trends, and the impact of consolidation in the banking sector. The bank's niche in small business banking is emphasized, along with the importance of adapting to market changes.

What changes have been made to the SME lending approach?

What are the concerns regarding the real estate market in the UAE?

How does the bank view the recent wave of consolidation in the financial industry?