KBW CEO Says More Bank Laws Aren't Needed in Wake of SVB

The transcript discusses the US banking system's response to recent crises, focusing on the role of Congress, the impact of technology, and the need for regulatory changes. It highlights the concentration of deposits in large banks, the speed of money movement, and the potential risks of a barbell industry. The discussion also covers the role of shadow banking, the impact of interest rates, and the importance of supervision and regulation to ensure stability.

Discuss the impact of technology on the banking system and regulatory practices. How can technology improve regulation?

What role does the Federal Reserve play as the lender of last resort, and how does it support the banking system?

How do you perceive the future of the banking system in light of recent crises and regulatory changes?