Nordea Bank CEO on Earnings, Dividend, Cost-Cutting, 2019 Outlook

The transcript discusses the bank's financial performance, focusing on dividend policy, cost management, and future outlook. Despite missing dividend expectations, the bank maintains a progressive policy and emphasizes its strong capital position. The transformation journey has led to cost reductions and improved risk management. The bank plans further cost cuts, potentially affecting headcount due to automation. Looking ahead, the focus is on increasing business momentum and managing market volatility, with a strong balance sheet as a key asset.

How does the company plan to improve its risk and compliance platform?

What challenges does the company face in the current market environment?

What is the significance of the structural shift in banking mentioned in the text?