MLIV Pulse: What will big banks do in 2H 2023?

The video discusses the challenges faced by small banks losing deposits and the limited profitability of banks, which restricts their ability to cut mortgage rates. Larger banks have more market share and can better set pricing. The Federal Reserve's aggressive actions have impacted the economy, but banks have not over-leveraged loans. There is optimism in the market, and the construction financing environment is expected to improve.

What factors contributed to the small banks losing deposits?

How has the Fed's aggressive actions impacted the banking sector?

What are the implications of the marginal cost of deposits and borrowing in the current economic climate?

In what ways did banks avoid over-leveraging their loans?

What is the current state of optimism in the market regarding construction financing?