No Real-Time Payment Systems in U.S.: Aramanda

The video discusses the current state of payment systems, highlighting the limitations of existing systems like wire and ACH. It emphasizes the need for a ubiquitous payment solution to address unmet market needs. The rise of non-banks and fintech startups offering real-time payment solutions is explored, along with the associated safety and security concerns. The impact of these developments on traditional banks is examined, and the potential for new payment networks to create a win-win scenario for all stakeholders is discussed.

How does the text describe the current state of Bitcoin as a payment network?

What is the desired outcome for the future payment systems as mentioned in the text?