A guide to getting your first credit card

This video tutorial explains how individuals with no or bad credit can start building their credit history. It targets young people, students, recent immigrants, and those from families avoiding credit cards. The video discusses becoming an authorized user, obtaining student credit cards, and using secured credit cards. It emphasizes the importance of making full payments to avoid high interest rates and the potential pitfalls of accruing debt at a young age.

What should you consider when choosing someone to be an authorized user on their credit account?

What is a secured credit card and how does it work?