Buy Now, Pay Later Versus Save Now, Buy Later

The video discusses the growth of short-term consumer credit and its impact on consumer behavior, highlighting the rise in credit card debt and delinquency. It explores alternative payment methods like savings and stored wallets, emphasizing the need for diverse payment options. The discussion also covers consumer trends among Gen Z and millennials, and compares high yield savings accounts with traditional credit options.

How has consumer behavior towards credit changed over the last few decades according to the discussion?

What are the potential positive aspects of exposure to credit mentioned in the text?

What alternative paths around payment diversity are suggested in the text?

In what ways do Gen Zers and millennials differ in their spending and engagement with brands?

What challenges do many Americans face regarding access to high yield savings accounts?