RAK Bank CEO Plans to Rebalance Portfolio, Take Out Risk

The video discusses factors affecting margins, including excess liquidity and changes in loan mix. It highlights improving loan quality in the UAE, particularly in SME lending, and the potential challenges in real estate. The impact of interest rate cuts is explored, noting that the bank benefits from stable or falling rates due to its fixed-rate loan portfolio. Expectations for loan growth are discussed, with a focus on financial institutions. The video concludes with an outlook on mergers and acquisitions, emphasizing the bank's niche in the SME sector.

How does the expected interest rate cut affect the bank's operations?

What is the speaker's perspective on the potential for loan growth in relation to lower benchmark rates?

What is the speaker's view on the current state of mergers and acquisitions in the UAE banking sector?