New Law Reducing Surprise Medical Billing Still Has Gaps

The video discusses the issue of surprise medical bills, often arising in emergencies or scheduled procedures when patients unknowingly receive out-of-network care. A new law aims to mitigate these bills by considering all emergency room care as in-network, but gaps remain, such as ground ambulance coverage. The video highlights Phil Gaimon's case, who faced significant medical debt despite having insurance. It also addresses issues for uninsured individuals and billing errors, which can affect credit scores. The video concludes with statistics on the financial burden of medical debt in the U.S.

What is a common scenario where surprise medical bills occur?

• When patients have no insurance

• When all providers are in-network

• During emergencies when patients can't choose their providers

• When patients choose their providers in advance

Which type of ambulance service is not covered under the new law?

• Air ambulance

• Both air and ground ambulances

• Neither air nor ground ambulances

• Ground ambulance

How many surprise medical bills does the government estimate the new act will address each year?

• 20 million

• 15 million

• 10 million

• 5 million

What is a significant issue with medical billing that affects credit scores?

• Delayed billing

• Overcharging for services

• Billing for in-network services

• Receiving bills for services not rendered

According to a 2020 survey, what was the total amount of Americans' collective medical debt in 2019?

• $250 billion

• $195 billion

• $150 billion

• $100 billion