Samba CEO Says Loans Will Pick Up Again

The video discusses significant changes in the banking industry, focusing on mergers like the NCD Riyadh merger and their impact on corporate banks. The CEO views these changes as opportunities rather than challenges, emphasizing the potential for growth and support for Saudi Vision 2030. The discussion shifts to loan strategies, highlighting a prudent risk management approach and the influence of oil prices and government spending on loan growth. The CEO also addresses non-performing loans and the importance of IFRS 9. Finally, the video highlights the need for initiatives to support women in leadership roles, emphasizing mentorship and a supportive work environment.

What is the speaker's perspective on the recent mergers in the banking industry?

• They are seen as challenges.

• They are seen as threats.

• They are viewed as opportunities.

• They are considered neutral.

What was the primary reason for the decline in loans last year?

• Lack of demand

• High risk of default

• Repayment of existing loans

• Increased interest rates

What factor is expected to contribute to loan growth in 2019?

• Lower interest rates

• Reduced government spending

• Decreasing oil prices

• Rising oil prices

How have non-performing loans been addressed according to the speaker?

• By increasing interest rates

• Through the implementation of IFRS 9

• Through government intervention

• By writing them off

What does the speaker suggest is necessary for more women to reach leadership positions?

• Initiatives for inclusion and empowerment

• More work experience

• Increased networking opportunities

• Higher education levels