El CFO de LexinFintech declara que los préstamos a la élite joven urbana de China rinden frutos

The video discusses the impact of regulatory changes on micro lenders, focusing on Lexon Fintech's strategy of targeting young urban elites. The company uses new technology for risk assessment and aims to serve a specific customer group. The discussion also covers competition with major players like Ping An and potential partnerships with banks. The regulatory environment is seen as beneficial, providing clear direction and opportunities in China's consumer finance industry.

What is Lexin Fintech's strategy in selecting its customers?

• Serving everyone equally

• Targeting rural populations

• Focusing on young urban elites

• Prioritizing high-risk customers

How does Lexin Fintech differentiate itself from its competitors?

• By partnering with all banks

• By offering the lowest interest rates

• By serving a specific customer group

• By expanding globally

What is the potential future relationship between fintech companies and traditional banks according to Lexin Fintech's CFO?

• Banks will dominate fintech companies

• Fintech companies will remain partners with banks

• Banks will become obsolete

• Fintech companies will replace banks

What is a key regulatory change impacting the micro-lending industry?

• Focus on illegal collections

• Increased interest rates

• Ban on all micro-lending

• Requirement for better service

What dual focus does Lexin Fintech emphasize in its strategy?

• Cost-cutting and expansion

• Technology and innovation

• Education and business

• Marketing and sales