3 Charts to Know: Why U.S. Bank Earnings Could Drag

The video discusses three major areas of concern in the banking sector: bank hiring trends, loan growth, and trading revenue. Bank hiring has been recovering, but was impacted by hurricanes, and AI and automation are influencing job dynamics. Loan growth has been slowing, with JP Morgan showing slight growth, while Citibank and Wells Fargo face declines due to higher lending standards and scandals. Trading revenue is expected to drop significantly due to low market volatility, with banks blaming the lack of volatility in Q3. The video uses Bloomberg Terminal charts to illustrate these points.

What was a significant factor affecting bank hiring in August and September?

• Technological advancements

• Increased interest rates

• Hurricanes

• New banking regulations

Which bank is expected to see a slight increase in loan growth?

• Wells Fargo

• Barclays

• Citibank

• JP Morgan

What is a reason for the predicted fall in mortgage loans?

• Increased demand

• Technological disruptions

• Lower interest rates

• Higher lending standards

What is the expected percentage decline in trading revenue for major banks?

• 15% to 20%

• 20% to 25%

• 10% to 15%

• 5% to 10%

What was a contributing factor to the decline in trading revenue?

• Higher interest rates

• Increased market volatility

• New banking regulations

• Lack of market volatility