Chinas Biggest Bank Earnings Said to Slow

The video discusses the performance of China Construction Bank, highlighting a modest 5% growth in Q3 profits due to factors like a sales ban on trust loan products and rising funding costs. Credit quality is a major concern, with bad debt provisions increasing significantly. The video also covers China's initiative to establish an infrastructure investment bank with 21 other countries, aiming to extend political influence and manage excess funding.

What was one of the main reasons for the slower profit growth of China Construction Bank in the third quarter?

• Expansion of international branches

• Increase in loan approvals

• Sales ban on trust loan products

• Decrease in customer deposits

What was the percentage increase in bad debt provisions for China Construction Bank in the third quarter?

• 73%

• 50%

• 32%

• 90%

Which sectors are most likely contributing to the increase in bad debts for China Construction Bank?

• Agriculture and mining

• Real estate and tourism

• Technology and healthcare

• Manufacturing and retail

What is one of China's motivations for setting up an infrastructure investment bank with other countries?

• To extend political influence in Asia

• To reduce domestic unemployment

• To increase domestic tax revenue

• To diversify its economy

What is the loan deposit ratio of the Chinese banking system, indicating excess funding availability?

• 85%

• 73%

• 60%

• 50%