What significant change occurred in bank lending rates for firms and households between 2014 and April 2016?
Draghi: Further Monetary Stimulus Is in the Pipeline

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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
They fell by about 90 and 80 basis points, respectively.
They increased by 90 and 80 basis points, respectively.
They fluctuated without a clear trend.
They remained stable.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How did non-financial corporations benefit from capital market conditions?
By improving corporate profits and increasing retained earnings.
By reducing their workforce.
By closing down operations.
By increasing their debt levels.
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which type of companies felt the easing of bank credit conditions the most?
Small and medium-sized enterprises (SMEs).
Large multinational corporations.
Start-up companies.
Government-owned enterprises.
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What did a recent survey reveal about SMEs' access to finance in the euro area?
SMEs reported a complete lack of access to credit.
SMEs reported an improvement in access to credit.
SMEs reported no change in access to credit.
SMEs reported a decrease in access to credit.
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the primary use of new bank credit to companies, as mentioned in the transcript?
To pay off existing debts.
To finance investment projects.
To increase employee salaries.
To expand into new markets.
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