RBS Posts Eighth Straight Annual Decline

The video discusses the challenges faced by the Royal Bank of Scotland (RBS), focusing on its dividend, excess capital, and the impact of government ownership. RBS has excess capital but faces hurdles like potential US fines and Bank of England stress tests before it can return capital to shareholders. The bank has experienced years of losses, with no profit expected soon. The government's 73% ownership is a concern for investors, who desire less government involvement. Strategic changes at RBS, such as cutting back its investment bank, are influenced by government interests.

What is the key factor that investors are looking for from RBS?

• Increased market share

• Dividend payments

• New product launches

• Higher interest rates

What is one of the main reasons for RBS's continued financial losses?

• High employee turnover

• Lack of innovation

• Restructuring charges

• Increased competition

How many years of net losses has RBS experienced as of 2015?

• Seven years

• Eight years

• Five years

• Six years

What percentage of RBS is owned by the government?

• 80%

• 73%

• 60%

• 50%

What strategic change has RBS undergone that aligns with government interests?

• Launching new financial products

• Increasing its workforce

• Cutting back its investment bank

• Expansion into new markets