What is the current mortgage rate mentioned in the transcript, and why is it significant?
Mortgage Applications Rose 2.5% Last Week

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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
4.0%, as it's a stable rate
5.0%, due to a sudden increase
4.4%, as it's the highest in 2.5 years
3.5%, because it's the lowest in years
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How does the current housing market inventory affect the impact of rising mortgage rates?
High inventory levels mitigate the impact
High inventory levels have no effect
Low inventory levels amplify the impact
Low inventory levels reduce the impact
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a potential consequence for banks as mortgage rates rise?
No change in refinancing activity
Stable refinancing activity
Decreased refinancing activity
Increased refinancing activity
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What milestone is the Dow potentially reaching, and why is it significant?
Dow 15,000, marking a new low
Dow 25,000, indicating rapid growth
Dow 20,000, a psychological milestone
Dow 18,000, showing market stability
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the potential psychological effect of the Dow reaching 20,000 on retail investors?
It will lead to market stagnation
It will cause panic selling
It may boost investor confidence
It will have no effect
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