Bank Mandiri CEO on NIM, Rupiah, Wealth Management, Digital Payments

The video discusses Bank Indonesia's proactive policy stance with multiple rate hikes to stabilize the economy, despite market surprises. It explores the impact on economic growth, credit supply, and net interest margins. The rupee's valuation and investor confidence are analyzed, highlighting potential appreciation. Bagnet Mandiri's wealth management strategy, including partnerships with Lombard Odier, is outlined. The video concludes with a focus on fintech and digital payments, detailing a new strategy involving state-owned banks and potential collaborations with major digital payment platforms.

What has been the response of the market to the recent policy rate hikes by Bank Indonesia?

• The market has been indifferent.

• The market has reacted negatively.

• The market has been confused.

• The market has responded positively.

What is one of the main challenges in maintaining economic growth amid tightening policies?

• Rising unemployment rates

• Increasing inflation rates

• Maintaining a supply of credits

• Decreasing foreign investments

What is the expected credit growth rate for next year according to the discussion?

• 11% to 13%

• 15% to 17%

• 8% to 10%

• 5% to 7%

What factor is contributing to the potential appreciation of the Indonesian currency?

• Decreasing oil prices

• Increasing oil prices

• Rising inflation

• Falling interest rates

What strategy is Bank Mandiri employing to expand its wealth management services?

• Increasing interest rates

• Focusing solely on local wealth

• Reducing product offerings

• Partnering with foreign banks

What is the name of the new digital payment platform being launched?

• PayLink

• LinkPay

• ConnectPay

• PayConnect

Which company is Bank Mandiri potentially collaborating with for digital payments?

• Telkomsel

• Amazon

• Google

• Facebook