Kansas City: Payday Lending and Predatory Lending
Interactive Video
•
Social Studies, Life Skills, Business, History
•
10th - 12th Grade
•
Hard
Wayground Content
FREE Resource
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7 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What misconception about racism is highlighted in the Kansas City context?
Racism was completely resolved in the 1960s.
Racism is a recent phenomenon.
Racism is only a problem in rural areas.
Racism is only an issue in the southern United States.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the main issue with payday loans in Kansas City?
They offer low-interest rates to borrowers.
They contribute significantly to the local economy.
They are regulated by strict usury laws.
They result in high-interest debt that burdens residents.
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How did payday lending emerge as a problem in low-income communities?
Through increased investment from traditional banks.
Due to banking deregulation and capital flight.
By offering competitive interest rates.
By providing free financial education.
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What strategy did the community use to address payday lending issues?
Organizing a ballot initiative to cap interest rates.
Protesting against traditional banks.
Lobbying for increased payday loan limits.
Encouraging more payday lenders to open.
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What was the proposed interest rate cap in the Cap the Rate Initiative?
100% APR
1950% APR
36% APR
28% APR
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which groups were brought together to support the Cap the Rate Initiative?
Only financial institutions
Only political parties
Faith groups, labor groups, and community organizations
Only local businesses
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the main reason payday lenders target certain communities?
They have access to conventional banking.
They have strict financial regulations.
They are predominantly wealthy areas.
They lack access to traditional banking services.
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