Danske Bank's CFO: We Are Very Confident in our Buyback

The video discusses various aspects of banking, including buyback programs, growth in Nordic retail banking, cost management strategies, and diversification through wealth management. It also covers the impact of potential regulatory changes under the Trump administration, lessons from operating in a negative interest rate environment, and the prospects for consolidation and M&A in the banking sector.

What is the primary focus of the bank's management team regarding capital?

• To fund profitable growth and maintain buybacks

• To invest in real estate

• To increase employee salaries

• To reduce customer interest rates

How did the bank perform in terms of growth in the Nordic region last year?

• It experienced a decline in growth

• It achieved a 5% growth rate

• It achieved a 10% growth rate

• It maintained a steady growth rate

What is the bank's cost-income ratio compared to the Nordic average?

• Above the average

• Not applicable

• Below the average

• Equal to the average

What strategy is the bank using to tackle negative interest rates in Denmark?

• Increasing loan interest rates

• Expanding into new markets

• Diversifying income streams through wealth management

• Reducing employee numbers

What is the bank's stance on charging negative rates to small retail clients?

• They do not plan to charge negative rates

• They are undecided

• They have already started charging

• They plan to start charging soon

What is the bank's view on potential regulatory changes under Trump's administration?

• They are planning to exit the US market

• They believe it will have no impact

• They are concerned about increased regulation

• They are optimistic about deregulation

What lesson has the bank learned from dealing with negative interest rates?

• To reduce customer base

• To reprioritize other services

• To increase liquidity

• To expand internationally