Axa CEO on Profit Rising & Insurance Challenges

The video discusses the current risk environment, emphasizing the need for price increases to match claims inflation. It highlights the importance of prevention and digital platforms in reducing claims. The impact of natural catastrophes on financials is addressed, along with strategies to manage risk exposure. The company's buyback and dividend policies are explained, reflecting a shift towards technical risks. Finally, the potential market expansion in Italy is discussed, with a focus on strategic investments.

What is the primary reason for the company's price increases?

• To attract more customers

• To reflect claims inflation

• To compete with other companies

• To increase profit margins

What is the company's approach to reducing the claim burden?

• Increasing premiums

• Launching a digital commercial platform

• Reducing customer base

• Cutting operational costs

How has the company adjusted its exposure to natural catastrophes?

• Increased exposure by 40%

• Eliminated exposure completely

• Reduced exposure by 40%

• Maintained the same level of exposure

What transformation has the company undergone in its business model?

• From life insurance to technical risks

• From technical risks to life insurance

• From retail to corporate insurance

• From corporate to retail insurance

What is the company's strategy for capital management?

• Acquiring new businesses

• Reducing operational costs

• Returning capital to shareholders

• Investing in new markets

What is the company's stance on entering a bidding war for Banco BPM's insurance business?

• They are waiting for a better opportunity

• They have already acquired the business

• They are prepared to enter a bidding war

• They are not interested in the business

What is a key factor for the company in expanding its reach in Italy?

• The price must be right

• The market must be small

• The government must support the expansion

• The competition must be weak