The Affordable Care Act

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Business, Health Sciences, Social Studies, Biology
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University
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Hard
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7 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What was one of the primary goals of the Affordable Care Act of 2014?
To reduce the number of hospitals
To eliminate employer-sponsored health plans
To overhaul the health insurance system
To increase taxes on healthcare providers
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Why are employers encouraged to offer health plans to their employees under the ACA?
To avoid hiring more staff
To increase employee salaries
To reduce working hours
To pool risks and lower premium costs
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the purpose of the federal and state exchanges established by the ACA?
To allow employees to purchase insurance at group rates
To increase the cost of health insurance
To eliminate private insurance companies
To provide free healthcare to all citizens
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What requirement does the ACA impose on insurance companies regarding preexisting conditions?
They cannot exclude individuals with preexisting conditions
They must exclude individuals with preexisting conditions
They can deny coverage for preexisting conditions
They can charge extra for preexisting conditions
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What defines a 'covered employer' under the ACA?
An employer with 10 or more full-time employees
An employer with 20 or more part-time employees
An employer with 50 or more full-time employees
An employer with 100 or more employees
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the penalty for employers who do not offer health plans and have employees seeking subsidized insurance?
A fine of $5,000 per employee
A fine of $10,000 per employee
No penalty is imposed
A fine of $1,000 per employee
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How is 'full-time' defined under the ACA for the purpose of employer coverage requirements?
30 hours a week
40 hours a week
25 hours a week
35 hours a week
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