Western Alliance Shares Fall on Lack of Deposit Details

The transcript discusses the financial status of Western Alliance, highlighting the increase in FDIC insured deposits and manageable liquidity needs. However, concerns arise due to the lack of updates on deposit trends. The discussion compares Western Alliance with other banks like SVB and First Republic, noting its rapid growth and potential deposit outflow issues. The banking crisis appears to have subsided, with reduced emergency borrowings indicating less liquidity pressure, though some banks may still face challenges.

What positive aspect was highlighted in Western Alliance's recent financial disclosures?

• Increase in uninsured deposits

• Increase in FDIC-insured deposits

• Decrease in liquidity needs

• Decrease in FDIC-insured deposits

What percentage of Western Alliance's deposits were in technology and venture capital sectors at the end of the fourth quarter?

• 14%

• 43%

• 55%

• 68%

Which bank was mentioned as having a significant exit of tech deposits in intra quarters?

• PAC W

• First Republic

• SVB

• Western Alliance

What has been the trend in emergency borrowings from the banking sector according to the Federal Reserve data?

• Increase on a week-to-week basis

• No change

• Decline on a week-to-week basis

• Fluctuating without a clear trend

Which bank's upcoming report is anticipated to provide further insights into the regional banking sector?

• PAC W

• SVB

• First Republic

• Western Alliance