What is the current state of the American payroll according to the transcript?
Unemployment to Be Around 4% Next Year: ADP's Richardson

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5 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
It is stable and unified.
It is solid but fragmented.
It is growing exponentially.
It is declining rapidly.
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What has been the trend in wage growth for low-skilled workers?
Wage growth has been in double digits.
Wage growth has been declining.
Wage growth has been stagnant.
Wage growth has been negative.
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How have rate hikes affected the labor market?
They have diminished hiring power.
They have increased hiring power.
They have had no effect.
They have led to mass layoffs.
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the expected unemployment rate in the next 12 months?
Around 3%
Around 2%
Around 5%
Around 4%
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What demographic trend is contributing to labor shortages?
Aging population
Increasing birth rates
Decreasing retirement age
High immigration rates
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