Economics and Personal finance 2

What is like a saving account but if you take it out early you
are charged a fee?

What is the period of time where you can pay a bill late
without penalty?

Who insures deposits in Banks?

What is the best reason to put money in the bank?

What protection ensures your checks are paid but you will still
owe money to the bank?

What is it called when interest makes interest?

What is called when interest is only calculated once?

What should you start first to start saving money?

What has similar functions as a bank but is not for profit and
claim to pay for interest?

What is the machine called where you can make a withdrawal
24 hours a day?