Issues and Challenges_Cambodia

What does RTGS stand for in central banking systems?

• Real-Time General Settlement

• Rapid Transaction Guarantee System

• Real-Time Gross Settlement

• Registered Treasury Guarantee System

Which of the following is an example of a malicious cyber incident?

• Server crash due to power outage

• Phishing attack stealing passwords

• Accidental deletion of files

• IT system misconfiguration

The 2023 ransomware attack on ICBC FS primarily disrupted:

• SWIFT international payments

• Credit card transactions in China

• Stock trading in Asia

• Clearing of U.S. Treasury repo trades

How much did ICBC’s parent bank inject to stabilize obligations after the ransomware attack?

• USD 9 billion

• USD 62 billion

• USD 900 million

• USD 1.2 billion

The Colonial Pipeline cyberattack caused immediate economic impact through:

• Fuel shortages and panic buying

• Stock market collapse

• Bank failures

• Internet blackouts

Why does high market concentration in financial infrastructures (like RTGS) increase systemic risk?

• Because banks can easily switch providers

• Because a single failure can paralyze the whole system

• Because concentration reduces efficiency

• Because multiple substitutes exist

More than 50% of G-SIBs rely on:

• Cloud services run by governments

• Multiple RTGS systems

• The same third-party IT providers

• The same central banks

What was the hacker group behind the Colonial Pipeline ransomware attack?

• Anonymous

• LockBit

• DarkSide

• Lazarus

Which of the following is a transmission channel of cyber risk according to the IMF framework?

• Fiscal deficit

• Exchange rate volatility

• Loss of confidence

• Higher oil prices

In smaller U.S. banks, cyberattacks tend to cause:

• Larger and more persistent deposit outflows

• An immediate increase in lending

• Stronger inflows of deposits

• No change in deposit behavior