DTB 2025

1. 1. Digital wallets such as PayPal, Alipay, or Apple Pay are used to :

• a) Store physical cash

• b) Make and receive electronic payments

• c) Record manual accounting entries

• d) Replace bank branches entirely

2. 2. What is the main difference between traditional banking and digital banking?

• a) Digital banking requires visiting a physical branch.

• b) Digital banking is done mainly through online platforms and apps.

• c) Digital banking uses only paper records.

• d) Traditional banking is faster than digital banking.

3. 3. What is Blockchain primarily used for?

• a) Sending emails

• b) Recording transactions securely and transparently

• c) Printing documents

• d) Making phone calls

4. 4. In a planned economy, who decides what goods and services are produced?

• a) Private business owners

• b) Consumers only

• c) The government or central authority

• d) Foreign investors

5. 5. What determines the price of goods in a market economy?

• a) Tradition

• b) Supply and demand

• c) Government decree

• d) Random choice

6. 6. Which institution is responsible for implementing monetary policy?

• a) Central bank

• b) Commercial bank

• c) Ministry of Education

• d) Private companies

7. 7. Why is the digital economy important for Cambodia’s growth?

• a) It creates jobs, improves efficiency, and connects Cambodia to global markets

• b) It removes the need for education

• c) It increases paperwork

• d) It limits access to trade

8. 8. Which technology is not part of Industry 4.0?

• a) Internet of Things (IoT)

• b) Artificial Intelligence (AI)

• c) Blockchain

• d) Water wheels

9. 9. Who issues a CBDC?

• a) Commercial banks

• b) Central bank of a country

• c) Private companies

• d) Foreign governments

10. 10. Which is a barrier to financial inclusion?

• a) Lack of identification documents

• b) High internet access

• c) Low population density

• d) Overuse of digital wallets