Quiz Argumentative Kelas 12

Text for question number 1-5

The Advantages of Using E-Money

In today's digital world, e-money has become an essential part of our daily lives. It allows people to make payments and transfer money instantly, without the need for physical cash. One major advantage is convenience—people can make transactions at any time and from anywhere, as long as they have internet access. E-money also reduces the risk of carrying cash, which can be lost or stolen. Additionally, many e-money platforms offer lower transaction fees compared to traditional banks. However, some argue that e-money can lead to security risks and fraud. Despite these concerns, e-money continues to grow in popularity due to its speed, convenience, and ease of use.

1. 1. What is the main argument in favor of using e-money?

• a. E-money increases transaction fees

• b. E-money makes transactions more convenient and faster

• c. E-money leads to security risks

• d. E-money encourages people to carry more cash

2. 2. What is one disadvantage of e-money mentioned in the text?

• a. It makes people spend more money

• b. It has no real-world application

• c. It reduces the speed of transactions

• d. It can lead to security risks and fraud

3. 3. Which of the following is a vocabulary word that refers to money stored electronically?

• a. Transaction

• b. Cash

• c. E-money 

• d. Banknote

4. 4. What is the purpose of the sentence "However, some argue that e-money can lead to security risks and fraud"?

• a. To introduce a new idea supporting e-money

• b. To provide evidence of the benefits of e-money

• c. To present a counterargument

• d. To explain the advantages of traditional banking

5. 5. Which structure of argumentative text is most clearly represented in this passage?

• a. A presentation of the benefits followed by a counterargument

• b. A description of e-money

• c. A list of disadvantages of e-money

• d. A comparison between e-money and traditional money

Text for question number 6-9

E-Money: A Risk to Privacy?

E-money has revolutionized the way we make payments, but it raises concerns about privacy and data security. Every time we make a transaction, personal data is collected and stored by the e-money provider. Some critics argue that this data can be misused, either by hackers or by the companies themselves. For example, sensitive information such as spending habits, location, and even personal preferences can be tracked. While e-money offers convenience, it also opens up the possibility of data breaches. Supporters of e-money argue that there are measures in place to protect privacy, but it’s clear that the risks should not be ignored.

6. What is the main concern raised about e-money in the text?

• a. It is not widely accepted

• b. It leads to fewer data breaches

• c. It may compromise privacy and data security

• d. It causes high transaction fees

7. 7. Which word in the text refers to collecting and storing information about a person's activities?

• a. Breach

• b. Transaction

• c. Privacy

• d. Tracking

8. 8. What does the sentence "Supporters of e-money argue that there are measures in place to protect privacy" suggest?

• a. That e-money has no security measures

• b. That e-money is dangerous and should be avoided

• c. That there are arguments in favor of e-money’s security

• d. That privacy is not important in e-money systems

9. In terms of structure, what does this text use to present both sides of the issue?

• a. A thesis statement and evidence

• b. Arguments for and against e-money

• c. A conclusion in favor of e-money

• d. A personal experience with e-money

Text for question number 10

The Future of E-Money

As technology continues to advance, e-money is expected to play an even bigger role in the future. Digital payments are expected to replace cash entirely in many countries, especially with the rise of mobile payment platforms. One of the key advantages is efficiency—e-money transactions are faster and more streamlined compared to traditional banking methods. Furthermore, it is more accessible to people without bank accounts, providing financial inclusion for many. However, there are challenges, such as the digital divide, where some people may not have access to the internet or smartphones. Despite these challenges, e-money is likely to become the dominant form of payment in the future.

10. What is the future role of e-money according to the text?

• a. It will be replaced by cash

• b. It will become the dominant form of payment

• c. It will only be used in a few countries

• d. It will become less efficient than traditional banking