PVP/PIIB

1.      What type of policy is PRUVantage Prosper?

• Term Insurance

• Endowment Plan

• Medical Insurance

• Investment-linked policy

What is the policy term for PRUVantage Prosper?

• 15 Years

• 25 Years

• Whole of Life

• Up to Age 65

What are the available premium payment terms for PRUVantage Prosper?

• 10, 15, 20 Years Only

• 5, 10, 15, 20, 25 Years Only

• Single Premium Only

• 1, 3, 5 Years Only

What coverage does PRUVantage Prosper provide?

• Critical Illness & Death Only

• Total Permanent Disability Only

• Death and Accidental Death Only

• Hospitalisation Only

What happens if premiums are not paid in the first 24 months in PRUVantage Prosper?

• Policy ends and no claims will be paid

• Policy goes on premium holiday

• Units are deducted and policy continues

• Charges are waived

Who is eligible to purchase PRUIndex Income Boost?

• Only Singaporeans

• Only PRs

• Singaporeans, PRs and foreigners with valid passes

• Only age 50 and below

Is PRUIndex Income Boost monthly cashback guaranteed?

• Yes, throughout the policy term

• Yes, for the first 3 years

• Yes, for the first year

• No, it is not guaranteed.

Can the policyholder accumulate the cash benefits in PRUIndex Income Boost?

• No, payout option only

• Yes, accumulation is allowed with prevailing interest

• Only in the first year

• Only after 5 years

When is the first cash benefit paid or PRUIndex Income Boost?

• End of Year 1

• On the 13th month onwards

• From the first month onwards

• After 5 years

Can the policyholder withdraw the accumulated cash benefits in PRUIndex Income Boost?

• No

• Yes, any amount at anytime

• Yes, only after maturity

• Yes, minimum of $1,000 or full amount if less than $1,000