Leveraging Claims Data

Emerging technology provides rich sources of claims data by:

• Enabling real-time data collection and analysis

• Limiting access to digital records

• Reducing the amount of available data

• Eliminating the need for electronic health records

Which of the following best describes the Internet of Things (IoT)?

• Devices that gather and transmit data automatically and wirelessly

• Devices that only store data locally

• Devices that require manual data entry

• Devices that do not communicate with other devices

Fill in the blank: IoT technologies allow smart products to collect and process data and communicate with other ______ products.

• smart

• manual

• broken

• expensive

Which of the following is NOT a condition that IoT sensors can measure?

• A) Air quality

• B) Ambient light and temperature

• C) Barometric pressure

• D) Financial transactions

Wearable sensor tags ("wearables") can help protect workers from hazardous conditions by collecting data about their environments, habits, and health.

• True

• False

What is telematics used for in the context of claims data?

• To collect data on personal autos, commercial vehicles, products, shipments, machinery, smart devices, and workers

• To provide entertainment

• To store paper records

• To manufacture vehicles

Fill in the blank: Vehicle telematics devices track drivers' location, braking, acceleration, speed, cornering, lane shifting, turns, time of operation, and more, and transmit that information to the ______ for analysis.

• insurer

• driver

• mechanic

• manufacturer

An example of a technology that can glean insights from data collected from Internet of Things (IoT) and telematics devices is:

• Blockchain

• Artificial Intelligence (AI)

• 3D Printing

• Virtual Reality

Telematics in automobiles can assist with:

• Navigation and vehicle tracking

• Cooking food

• Washing clothes

• Making phone calls only

Jerry wears a health tracker at work. What are the types of measurements it can provide?

• Steps taken, heart rate, and sleep patterns

• Favorite color and food preferences

• Work schedule and meeting reminders

• Music playlist and video history