Mr. Irons is planning to take out a loan to buy a car. At the car dealership he must sign a statement giving permission to check his credit report. Which statement best describes why the car dealership wants to check his credit?

To determine the likelihood of Mr. Irons paying back the loan on the car.

To determine if Mr. Irons is a safe driver

To decide how much money Mr. Irons earns

To determine if Mr. Irons can afford the car

Mrs. Wright has organized the features of a credit and a debit card into a table below. Which description is the best representation for the missing detail?

purchases are subject to a credit limit

purchases are unlimited in funds

purchases are charged a fee at the time of transaction

purchases must in a one-time payment

Which situation describes the use of a debit card?

entered PIN to complete the transaction at the register

buy a TV now and pay for it later

received change after paying cash

charged a late fee for not paying bill after 10 days

Which of these can have a positive effect on your credit score?

paying your mom and dad back the money you owe them

owe lots of money on your credit cards

Which statement describes why it is important to have a positive credit report?

Getting lower interest rates when applying for a loan

Having extended periods to pay off a loan

Getting discounts when you buy expensive items

Making an extra payment on a credit payment schedule

Unit 11 Extra Test Review

Mathematics

6th Grade

CCSS covered

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19 questions

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MULTIPLE CHOICE QUESTION

2 mins • 1 pt

Which bank is better for me? I pay for lunch 20 times a month with my debit card. I do not write checks or use the ATM.

State Bank

Bank of Texas

You use your debit card at HEB to pay for your groceries. This is called a...

transfer

deposit

withdrawal

bank fees

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

You get paid by your employer and go to the bank to add the money to your account This is called a...

transfer

withdrawal

deposit

debit

Purchase is withdrawn directly from a checking or savings account.

Debit card

Credit card

Both

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

You can purchase an item now and pay for it later.

Debit card

Credit card

Both

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Interest may be charged.

Debit card

Credit card

Both

Which of the following would not be found on a consumer's credit report?

Mortgage loan

Checking account balance

A student loan

How long the consumer has had the credit card

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Unit 11 Extra Test Review

Which bank is better for me? I pay for lunch 20 times a month with my debit card. I do not write checks or use the ATM.

You use your debit card at HEB to pay for your groceries. This is called a...

You get paid by your employer and go to the bank to add the money to your account This is called a...

Purchase is withdrawn directly from a checking or savings account.

You can purchase an item now and pay for it later.

Interest may be charged.

Which of the following would not be found on a consumer's credit report?

Mr. Irons is planning to take out a loan to buy a car. At the car dealership he must sign a statement giving permission to check his credit report. Which statement best describes why the car dealership wants to check his credit?

Mrs. Wright has organized the features of a credit and a debit card into a table below. Which description is the best representation for the missing detail?

What is a bank account that customers use for daily financial transactions?

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