Front

What consumer protection law ensures that Richard has been provided with all true information concerning his student loan?

Back

Truth in Lending Act

Front

What is the agreement between a debtor and a creditor that addresses the terms of repayment?

Back

Debt Management Plan

Front

Pam is looking to buy her first home and has worked hard to increase her credit score. She knows that her hard work will pay off because this will protect her against errors that would damage her credit "reputation".

Back

Fair Credit Reporting Act

Front

Colby, unfortunately, has fallen behind on his truck payments and fears it will be reposed by the bank. He doesn't have to worry about harassing phone calls at night about it thanks to this.

Back

Fair Debt Collections Act

Front

Monique wants to buy a condo in the city when she starts her new job. As an immigrant, in the past her ethnicity could have been used against her, limiting her ability to do so. Today, she doesn't have to fear this any longer, thanks to this.

Back

Equal Credit Opportunity Act

Front

Montana is starting her senior year, and has decided to follow her old-man Financial Literacy teacher's advice and apply for this to use for her gasoline purchases, which is a card that will allow her to buy goods and services with "borrowed" money.

Back

Credit Card

Front

What does Alberto need to fill out to apply for federal student aid?

Back

FAFSA Form

Front

Sally is seeking her first job after graduating from college this summer. Aside from her Resume and transcripts, she learned in Financial Literacy class that potential employers will look at this before deciding to hire her.

Back

Credit Report

Front

Bobby was overwhelmed with debt, and decided he had no other option but to declare and file this, even though he knew it would damage his credit for years to come.

Back

Bankruptcy

Front

Lincoln is buying a home with a 30-year mortgage, and will have 360 monthly payments of $1234.56 before he owns his new house. This is an example of...

Back

Installment Loan