Insurance

Each of these factors impacts your insurance premium EXCEPT...

• Deductible amount

• The vehicle you are insuring

• Your credit score

• Your income

Your health insurance copay is

• Amount paid out of pocket before your insurance coverage

• Paid by the insurer

• Applied on an annual basis

• A fixed amount of money you pay each time you use your plan

Which of the following would be covered under a renter's insurance policy?

• Damage to the exterior of the property

• Medical bills of another person who is injured on the property

• Your roommate's personal belongings in the rental unit

• Damage to a detached shed on the property

A policy is a contract between the

• Policyholder and the injured person

• Driver and the government

• Consumer and the insurance company

• Consumer and the insurance agent

Which of the following wouldn't save you money on your auto insurance premium?

• Decrease your deductible

• Reduce or eliminate optional insurance on an older vehicle

• Maintain a good credit history

• Bundle your insurance with other policies

The FDIC insured deposit limit is

• $150,000

• $200,000

• $250,000

• $300,000

Under current law, until what age can a child stay on their parents' health insurance?

• 18

• 21

• 26

• 29

Which insurance coverage is required by law?

• Homeowners insurance

• Auto insurance

• Renters insurance

• Disability insurance

This professional analyzes statistics and uses them to calculate risks and premiums.

• Agent

• Actuary

• Claims Clerk

• Underwriter

What information is typically listed on an insurance policy?

• Your credit score

• Actual Cash Value of the property being insured

• A list of your outstanding debts

• The policy period