
LIBF Unit 3
Quiz
•
Other
•
12th Grade
•
Practice Problem
•
Hard
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100 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The importance of sustainable personal finances is:
Ensures long-term financial stability
Increases short-term spending
Reduces the need for budgeting
Encourages impulsive buying
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The key components of individual budgeting and financial planning include:
Income and expenses
Savings and investments
Debt management
All of the above
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is a characteristic of a flexible financial plan?
Fixed expenses
Rigid goals
Adjustable strategies
Unchangeable budget
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What are some obstacles to sustainable personal finances?
Lack of budgeting skills
High levels of debt
Impulse spending
All of the above
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is contingency planning in personal finance?
A plan for managing unexpected financial events
A strategy for investing in stocks
A method for budgeting monthly expenses
A technique for saving on taxes
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What financial products and services are essential for personal financial sustainability?
Savings account, insurance, and investment plans
Credit cards and payday loans
Luxury goods and services
Gambling and lottery tickets
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Understanding the need for state welfare is important because it:
ensures economic stability and support for vulnerable populations.
is a requirement for all citizens.
is only beneficial for the government.
has no impact on society.
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