
Chương 1
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University
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Minh Hữu
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21 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Under U.S. federal law, an institution making only loans to households and offering uninsured checkable deposits and savings deposits qualifies as a commercial bank.
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F
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Nonbank banks can offer deposits to the public, but these deposits are not eligible for insurance coverage by the FDIC.
T
F
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The etymological roots of the word "bank" trace this word back to an Italian term referring to a "money-changer's table".
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F
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
According to the textbook, banks are those financial institutions that today offer the widest range of financial services of any business firm in the economy.
T
F
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
According to the delegated monitoring theory banks are able to attract borrowing customers because they pledge confidentiality.
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F
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Managing the financial affairs and property of individuals and business firms falls under the type of banking service line known as cash management services.
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F
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The role performed by banks in the economy in which they transform savings into credit is known as the intermediation role.
T
F
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