Chapter 16 of the Missouri Driver's Manual

What type of insurance is required for all Missouri drivers?

• Life insurance

• Collision insurance

• Liability insurance

• Comprehensive insurance

What is the minimum liability insurance coverage required in Missouri for bodily injury per person?

• $10,000

• $25,000

• $50,000

• $100,000

What happens if you are caught driving without insurance in Missouri?

• You may face fines, license suspension, and reinstatement fees

• You will receive a warning with no penalty

• You can continue driving if you promise to get insurance within 30 days

• Your vehicle will be permanently confiscated

What should you do if you are involved in a car accident?

• Leave the scene if no one is hurt

• Exchange insurance and contact information with the other driver

• Only call the police if the damage exceeds $10,000

• Ignore minor accidents and keep driving

What is the purpose of the Missouri Safety Responsibility Law?

• To ensure all vehicles have working safety equipment

• To require all drivers to carry auto insurance or prove financial responsibility

• To encourage drivers to take safety courses

• To provide free vehicle repairs for uninsured drivers

What must you do to reinstate your driver’s license after a suspension due to lack of insurance?

• Pay a reinstatement fee and provide proof of insurance

• Retake the driving test

• Wait five years before applying for a new license

• Attend a court hearing

How long can your driver’s license be suspended for failure to provide proof of insurance?

• 30 days for the first offense

• 60 days for the first offense

What is the Missouri Motor Vehicle Financial Responsibility Law?

• A law that requires drivers to pay for damages out of pocket

• A law that requires all vehicle owners to show proof of financial ability to cover damages

• A law that only applies to commercial drivers

• A law that allows drivers to opt out of carrying insurance

What type of proof of insurance must be carried in your vehicle at all times?

• A digital copy on your phone

• An insurance card or electronic proof of coverage

• A handwritten note from your insurance agent

• A receipt from your last premium payment

What should you do if another driver involved in an accident does not have insurance?

• Let them leave if the damage is minor

• Report the accident to law enforcement and your insurance provider

• Agree to handle the damages privately

• Pay for all the damages yourself