Wise Credit

Wise Credit

12th Grade

25 Qs

quiz-placeholder

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Wise Credit

Wise Credit

Assessment

Quiz

Social Studies

12th Grade

Practice Problem

Hard

Created by

John Robinson

Used 1+ times

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25 questions

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1.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

In order to rent a place, a landlord may request

that you own a car

references and/or a credit check

medical history

All of the above

2.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

A public record of how you've managed your credit and debt in your past, including credit cards, loans and other leases.

Credit History

Credit Reprort

Credit Score

Credit Limit

3.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

A credit union:

requires membership, but in other respects, is like a bank.

never has interest rates as good as a bank.

can't offer savings accounts.

is only open to college students.

4.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

What is a credit score?

A numerical representation of your creditworthiness

A detailed report of your credit history

A list of all your financial transactions

A summary of your monthly expenses

5.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

Which of the following is a benefit of having a good credit score?

Higher interest rates on loans

Easier approval for credit cards

Increased monthly expenses

Limited access to financial products

6.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

What is the primary purpose of a credit report?

To track your spending habits

To provide a history of your credit activity

To calculate your monthly budget

To list your current assets

7.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

Which of the following is NOT included in a credit report?

Credit card balances

Loan payment history

Medical records

Public records related to credit

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