Personal Finance Investing

Everyone makes choices about how to manage his or her money/income from a job. This is also known as what?

• Personal Finance

• Government

• Civics

• Geography

Carefully planning where your personal money is spent or invested

• savings

• personal money management

• debt

• budget

To lend money to a person or business in order to gain more money in return.

• supply

• investing

• interest

• budget

Using your money to make more money is called _______.

• goods

• budget

• investing

• credit card

amount(s) of money laid away to be used at a later time.

• spending

• savings

• credit

• income

When you allow a bank to use the money you deposit, you receive _.

• interest

• a thank you note

• deductibles

• a budget

Money is good, and it's even better when it works for you. If you have the money to do it, you should be ____________ so your money can work for you. Smart ___________ can lead to profitable returns later on.

• spending

• saving

• investing

• cheating

Why should we INVEST instead of SAVE for retirement?

• Investing money can make it grow in the long term.

• Investing is safer than saving.

• Saving is too risky for retirement.

• Investing is more fun than saving.

What is the primary goal of personal finance?

• A) To maximize spending

• B) To manage money effectively

• C) To avoid all debts

• D) To invest in stocks only

Which of the following is a common method of investing in personal finance?

• A) Buying groceries

• B) Purchasing stocks

• C) Paying taxes

• D) Renting an apartment