Identity Theft Quiz

The practice of sending e-mail which appears to originate from a financial institution, government agency, or other well-known/reputable entity and contains a message that you must "verify" or "re-submit" personal or confidential information by clicking on a link embedded in the message is known as:

• Nigerian Spamming

• Pharming

• Phishing

• Spamming

If you think someone has misused your personal or financial information, the first thing you should do is:

• Cut up all of your credit cards and shred your bank statements.

• Call one of the three major credit reporting companies (Experian, TransUnion or Equifax) and ask them to put an initial fraud alert on your credit report.

• Call your friends and family and put them on the lookout for someone pretending to be you.

• Close all of your accounts.

If you are contacted via telephone by someone purporting to represent a financial institution you do business with and are asked to provide or update personal or account information, you should:

• Give it to them. What's the big deal?

• Ask to speak to a supervisor.

• Hang up!

• Hang up and find the phone number of that institution off of one of your account statements, credit cards or their verifiable website address and call that number to check on the request.

In order to prevent identity thieves from finding personally identifiable information by looking through your trash, you should:

• Put your sensitive documents in your neighbors trash bin.

• Shred, or otherwise destroy all account statements, account applications, canceled checks or other documents or information that contain personally identifiable information.

• Never throw out any sensitive information. Keep it in a safe place within your home.

• Take your sensitive information directly to the dump.

If a crook opened a credit card account in your name and ran up thousands of dollars in charges, what's the most you are liable for?

• $50

• $500

• $10,000

You may be a victim of medical identity theft if:

• You get a bill for medical services you didn't receive.

• You try to make a legitimate insurance claim and your health plan says you've reached your limit on benefits.

• You are denied insurance because your medical records show a condition you don't have.

• All of the above.

You're exposing yourself to potential credit card fraud if you:

• Sign your cards as soon as they arrive.

• Leave cards or receipts lying around.

• Void incorrect receipts.

• Carry your cards separately from your wallet, in a zippered compartment, a business card holder, or another small pouch.

Which of the following are NOT recommended security practices when setting up a wireless network in your home?

• Place your router in a secure location in your home.

• Change the name of your router from the default.

• Change your router's pre-set password.

• Turn on the encryption feature of your wireless routers.

You can make sure that the web page you are visiting is secure by:

• Accessing the site from a secure, wireless network.

• Looking for a security seal on the web page.

• Logging in to your website account.

• Looking for https at the beginning of the web address (the "s" is for secure).

Which of the following ARE NOT popular online or computer related scam methods?

• The "Nigerian" Email Scam

• Tech Support Scams

• Phishing

• All of the above are popular online or computer-related scam methods.