NPA Quiz 30.11.24

Outstanding of a loan account is Rs 10 lacs. Value of the security held is Rs 4 lacs. ECGC cover is 50%. This account remained doubtful for more than two years. Calculate the provisioning amount. ( in lacs )

• 4.6
• 5.6
• 7
• 10 lacs as account is in DB 3 category

If any loan account become overdue on 18.04.2018 then it's NPA date will be

• 16.07.2018
• 31.07.2018
• 17.07.2018
• 30.09.2018

Outstanding of a loan account is Rs 140 lacs. Value of the security held is Rs 50 lacs. NPA date is 30.09.2022. Calculate the provisioning amount as on 31.03.2023 ( in lacs )

• 21 Lacs
• 35 Lacs
• 29 Lacs
• 102.5 Lacs

Outstanding of a loan account is Rs 120 lacs. Value of the security held is Rs 70 lacs. NPA date is 30.07.2020 Calculate the provisioning amountas on 31.03.2023 ( in lacs )

• 78 Lacs
• 67.5 Lacs
• 30 Lacs
• 120 Lacs as account is in DB 3 category

Outstanding of a loan account is Rs 60 lacs. Value of the security held is Rs 20 lacs. ECGC cover is 75%. This account remained doubtful for more than three years. Calculate the provisioning amount as on 31.03.2023 (in lacs )

• 18 Lacs
• 30 Lacs
• 15 Lacs
• 60 Lacs as account is in DB 3 category

Outstanding balance in a sub standard loan account is Rs 10 lacs and the value of security is Rs 2 lacs. Calculate the provisioning amount ( in lacs )

• 1.5
• 2.5
• 2.3
• 10

Outstanding of a loan account is Rs 20 lacs. Value of the security held is Rs 16 lacs. This account remained NPA for more than one year. Calculate the provisioning amount as on 31.03.2023 ( in lacs )

• 1.5
• 2.3
• 8
• 5.5

Outstanding of a loan account is Rs 5.50 lacs. Value of the security held is Rs 3 lacs. This account turned into doubtful asset on 31.03.2020. Calculate the provisioning amount as on 31.03.2023 ( in lacs )

• 5.5
• 1
• 0.8
• 3.7

Outstanding of a loan account is Rs 42 lacs. Value of the security held is Rs 20 lacs. This account turned into doubtful asset on 31.03.2017. The account is covered under CGTMSE upto 75% with maximum up to 37.50 acs. Calculate the provisioning amount as on 30.03.2019 ( in lacs )

• 13.5
• 6
• 11.6
• 5.5

A Loan become overdue on 24.06.2021 with o/s balance 185 lacs with realizable value of security 10 lacs. Calculate the provision as on 31.03.2022. (in lacs)

• 185
• 27.75
• 46.25
• 37