Mentology Matters Premarital Quiz on Finances

What standard of living did you have growing up?

• Upper-class standard of living
• Lower-class standard of living
• Wealthy standard of living
• Middle-class standard of living

What financial standard of living do you expect in marriage?

• A standard of living focused primarily on luxury and material possessions.

• A standard of living that prioritizes savings before enjoying life

• A standard of living defined by being able to spend for my personal needs as I see fit.

• A standard of living characterized by financial stability.

If you all only had $500 left in your joint checking account, what bills would be a priority?

• Car payments, credit card bills, entertainment expenses.
• Insurance premiums, luxury items, dining out.
• Student loans, vacation costs, subscription services.
• Rent, utilities, groceries.

How much money do you expect your spouse to have in savings when you get married?

• $1,000
• $5,000
• $15,000
• $50,000

Will you all agree to paying tithes when married? Why or why not?

What should you do about your credit cards after you get married?

• Review and possibly consolidate credit card accounts.
• Open new credit card accounts in your name only.
• Cancel all existing credit cards immediately.
• Ignore my spouses credit cards.

How can marriage impact your credit score?

• Marriage automatically improves your credit score.
• Marriage eliminates all debts and financial obligations.
• Marriage has no effect on credit scores.
• Marriage can impact your credit score through joint accounts and shared debts.

What is a good strategy for managing joint finances together after marriage?

• Keep separate accounts for all expenses
• Create a joint budget, maintain open communication, and regularly review finances together.
• Avoid discussing finances to prevent arguments
• Only review finances once a year