HSM 200_MA3

Abigail and Benjamin are considering different health insurance plans. How does cost sharing affect their behavior towards medical services?

• It makes them less sensitive to costs

• It promotes more responsible behavior and utilization

• It encourages them to avoid medical services

• It has no effect on their behavior

Sophia and Benjamin are discussing healthcare programs. Which of the following statements is true about the Medicare and Medicaid programs?

• They are funded by private companies

• They constitute over 50% of total national care expenditures

• They are only available to children

• They are international programs

During a class discussion, Luna asked, 'What is the role of Health & Human Services (HHS) in the context of public insurance?'

• To manage private insurance companies

• To oversee a broad spectrum of activities

• To provide international aid

• To reduce healthcare costs

Amy is reviewing her health insurance plan. In some of the documents, it says something about 'deductibles' but she does not understand what that means. Could you help explain it to her?

• It's the amount the insured must first pay before the insurance plan begins to pay

• It's the total cost of all medical services received in a year

• 
  It's a fixed payment amount for healthcare services after the deductible has been met

• It's the amount members or beneficiaries generally pay for health insurance bi-weekly or monthly

Aiden is studying how healthcare financing and reimbursement models impact access to care. Explain how these models affect the availability and affordability of healthcare services.

• They determine the availability and affordability of healthcare services

• They have no impact on healthcare services

• They only affect the quality of healthcare services

• They only affect the administrative processes in healthcare

Arjun and Anika are discussing healthcare. What can the way providers are paid affect?

• The financial compensation of healthcare professionals

• The overall cost of healthcare and the quality of care patients receive

• The types of services offered to patients

• The efficiency of care coordination

During a hospital management class, Anika asked, 'What was the basis for the retrospective determination of hospital payments?'

• Total number of patients

• Cost per day per bed

• Length of patient stays

• Type of treatment provided

Aria's grandmother requires a longer stay or more care than the DRG average. What happens in this situation?

• The hospital makes more money

• The hospital loses money

• The patient is transferred to another hospital

• The patient is discharged early

Harper visits a clinic where the Fee-for-Service (FFS) model is used. How does this model incentivize providers?

• By tying payment directly to services rendered

• By offering bonuses for fewer services

• By providing fixed salaries

• By reducing the number of services required

During a class discussion, Daniel asked, 'Which of the following is an example of a public program funded by taxes?'

• Medicare

• Private clinics

• Non-profit organizations

• Charitable foundations