home loan

As per latest guidelines -deviation upto the DLP of 106 RAPC's headed by (CM/SM) instead of RAAC for Mortgage based Retail Loans is authorised by ………?

• RMCC-AGM
• ZOCC-GM
• ZCMM-GM
• ROCC-AGM

Deviation & Sanction of files beyond the DLP of 106 RAPCs (headed by CM/SM) are to be approved /sanctioned by …….?

• RAPC-Head
• RMCC
• RAAC
• ZOCC

Maximum rent to be accepted as per location -i.e.-Mumbai/Chennai/Other Metro/Urban Center

• 25000/15000/10000/7500
• 20000/12000/10000/7500
• 20000/12000/10000/5500
• 25000/15000/12000/7500

Maximum amount of rent to be accepted in case of commercial property will be Rs.

• 1 lac
• 5 lacs
• 2 lacs
• 3 lacs

Revised Home Loan FOIR for GMI slab from Rs.50000/- & above but less than Rs.1.00 Lacs is

• 65
• 60
• 50
• 40

Revised Home Loan FOIR for GMI slab from Rs.200000/- & above

• 80
• 75
• 70
• 65

Release of movable/Immovable security charged to repayment/settlement of Mortgage Based Retail Loans within a period of ………..days.

• 7
• 15
• 30
• 45

What is the penalty to be paid for delay in release of movable/Immovable security charged beyond 30 days as acompensate to the borrower is Rs.

• 5000 for each day of delay
• 25000 for each day of delay
• 10000 for each day of delay
• 15000 for each day of delay

Baroda Home Loan to Corporates -Company /Firm should be incorporated for at least ……..year/years.

• 1
• 3
• 5
• 2

Baroda Home Loan to Corporates -Company /Firm should be actively engaged in business activities for at least ………..year/years.

• 1
• 2
• 3
• 5