Sampoorn Nivesh

Which of the following will be a suitable pitch for tax benefits in this plan? Select the correct answer from the list below.

• Tax benefits as per Income Tax Act, Section 10(10) D, 80 C, and 80CCC are available in this plan.

• As per the current tax laws, you can Invest and enjoy tax free returns on maturity or partial withdrawal for annual premiums paid up to ₹ 2.5 Lakhs.

Sampoorn Nivesh ensures that your fund value gets enhanced through loyalty additions after 10 years. Is this true? Select the correct answer from the list below.

• Yes

• No

For this plan, which of the following will be an appropriate pitch for individuals who want to make the most out of equity market? Select the correct answer from the list below.

• Sampoorn Nivesh allows you to choose from 10 investment options and maximise your returns.

• Sampoorn Nivesh allows you to manage your money with fund switch and premium redirection facilities and get optimum returns.

CA Surya Asolkar purchased HDFC Life Sampoorn Nivesh plan with Classic Extra Life Option at the age of 30 years and paid his premiums regularly for the next 7 years. Unfortunately, he met with an accident and died in the 8th policy year. What would his wife, the nominee, receive? Select the correct answer from the list below.

• Higher of sum assured or fund value plus accidental death benefit

• Minimum death benefit of at least 105% of the premiums paid

Which of the following is the key proposition of Sampoorn Nivesh? Select the correct answer from the list below.

• Reduced premium allocation charges, comprehensive plan options, loyalty additions and 10 fund options

• 4 free switches, Premium Redirections and partial withdrawals in a policy year

Kunwar Ranjeet Singh is an HNI client who is keen on investing higher premiums. How would you pitch Sampoorn Nivesh to him? Select the correct answer from the list below.

• Sampoorn Nivesh provides you the privilege of Reduced Premium Allocation Charge on higher premiums. This would help you optimize your investments and earn extra units.

• By investing higher premiums in Sampoorn Nivesh, you will be able to maximise your returns with higher guaranteed moneyback benefits.

Nanda Holkar, a widow, purchased HDFC Life Sampoorn Nivesh plan with Classic Waiver Option at the age of 30 years and paid premiums regularly for the next 6 years. What would Nishu Holkar, her son whom she had nominated, receive after her death in the 7th policy year? Select the correct answer from the list below.

• Nishu will receive the minimum death benefit of at least 105% of the premiums paid

• Nishu will receive the sum assured immediately. All the future premiums will be payable by HDFC Life and fund value will be payable to Nishu on maturity.