ISC 326-350

A host-based intrusion detection system (IDS):

• Resides on the server that is being monitored where it can detect whether critical or security-related files have been tampered with or whether a user has attempted to access files that he or she is not authorized to use.
• Uses rules to analyze suspicious activity at the perimeter of a network or at key locations in the network.
• Can perform certain actions when an attack occurs, such as terminating network connections based on security policies.
• Consists of information system resources—firewalls, routers, Web servers, database servers, and files that look like production systems, but do no real work.

Factors that come into play in determining whether a particular method of e-payment achieves critical mass include all of the following EXCEPT:

• hardware and software independence.
• full traceability of the buyers.
• the degree of security of the transfer.
• interoperability with other enterprise systems and applications.

A card that draws the payment amount directly from the user's checking account is called a(n):

• e-payment car
• credit car
• charge card
• debit card

The process of determining whether a card is active and whether the customer has sufficient funds for the purchase is called:

• approval.
• settlement.
• procurement.
• authorization.

The transfer of money from the buyer's to the seller's account is called:

• approval.
• settlement.
• procurement.
• authorization.

"are financial institutions that provides a customer with a payment card."

• Credit card associations
• Issuing banks
• Payment processing services
• Acquiring banks

"provide connectivity among merchants, customers, and financial networks enabling authorization and payments is called the:"

• Credit card associations
• Issuing banks
• Payment processing services
• Acquiring banks

Each of the following are ways to pay bills over the Internet EXCEPT:

• online banking.
• biller direct.
• customer service provider.
• bill consolidator.

From the perspective of the billing firm, all of the following are advantages of e-billing EXCEPT:

• opportunity for targeted advertising.
• reduced processing expense.
• universal availability.
• improved customer service.

From the perspective of the customer, all of the following are advantages of e-billing EXCEPT:

• greater security than other types of payments.
• lower costs.
• simplifies and centralizes payment processing.
• makes record keeping easier.