General Insurance Quiz!

What does motor insurance provide coverage against?

• Damage caused by fire, lightning, and explosion

• Losses during travel

• Loss or damage related to the use of a motor vehicle

• Medical expenses and surgery costs

Farihin was driving his Lamborghini. Suddenly, he accidentally hit Mr. Erfan’s Porsche causing injury to both Farihin and Mr. Erfan. In your opinion, which motor insurance can be claimed by both of them?

• Comprehensive

• Third party, fire & theft

• Third party

• Act

What is the first party in motor insurance?

• The driver (policyholder)

• The passenger

• The insurance company

• Any other individuals involved in an accident

What does fire insurance provide coverage against?

• Damage caused by fire, lightning, and explosion

• Losses during travel

• Loss or damage to own vehicle due to accident

• Medical expenses and surgery costs

Apart from the risk of death, what other risks regarding quality of life should you be aware of?

• Deteriorating health

• Loss of luggage

• Loss of property suffered by third party

• Loss and damage to own vehicle due to accident

What does personal accident insurance provide coverage in the occurrence of?

• Loss and damage to own vehicle due to accident

• Loss to own vehicle due to accidental fire or theft

• Bodily injury, disability, or death resulting directly from an accident

• Loss of luggage

What does travel insurance protect policyholder against?

• Losses during travel whether by land, air, or sea

• Damage caused by fire, lightning, and explosion

• Liability to third party due to injury and death

• Loss of property suffered by third party

Why is medical and health insurance important even though the government provides medical and health services in government hospitals?

• To provide coverage against damage caused by fire, lightning, and explosion

• To cover liability to third party due to injury and death

• To cover losses during travel

• To cover medical expenses such as hospitalisation and surgery costs

Dilan Jenner, is heavily in debt as he overspent his salary thus he needs to pay off the debt.

What is the official term for the debt mentioned?

• Compensation

• Coverage

• Loss

• Liability

Dilan was also driving a Kancil car when Farihin hit Mr.Erfan, Farihin also hit Dilan’s car!

This caused severe damage to his Kancil. In your opinion, what type of motor insurance can Dilan claim?

• Act

• Third party

• Comprehensive

• Third party, fire & theft