FINANCE REVISION 2.0

2. Listed below are the advantages of FinTech EXCEPT 

• 1. Customized service 

• Security risk

• Convenience

• Faster process

Which of the following statements regarding NPV is true? 

• An investment should be accepted if, and only if, the NPV equals the initial outlay

• An investment should be accepted  if, and only if, the NPV equals zero

• An investment should be accepted if the NPV is positive and rejected if it is negative. 

• An investment with greater cash inflows than cash outflows, regardless of when the cash flows occur , will always have a positive NPV and therefore should always be accepted.  

4. Types of financial fraud are : 

1. Financial scams 

2. Pishing 

3. Money laundering 

4. Spams 

• I,II and III

• I and II

• II and III

• all of the above

Mimi has decided to invest RM1000 in a savings account that earns 10% interest. She invested for 10 years. How much would she earn at the end of year 10? 

• 2765.45

• 2498.06

• 2593.74

• 3625.65

9. Pillars of Islamic Contract EXCEPT

• Contracting Party

• Subject Matter

• Mode of Transfer

• Offer and Acceptance

List and explain TWO (2) advantages of FinTech

Draw a diagram to show the operational process of Qard.

What is the present value of the following cash flow given the discount rate is 8%.

Year 1- RM800

Year 2- RM1100

Year 3- 0

Year 4- RM1530

What is WACC used for?

• To calculate a company's revenue

• To determine the cost of equity

• To evaluate a company's cost of capital

• To calculate a company's profit margin

If a company's cost of equity is 10%, cost of debt is 5%, the market value of equity is $600,000, the market value of debt is $400,000, and the tax rate is 30%, what is the WACC?

• 6.5%

• 7.0%

• 7.5%

• 8.0%