U3 - Auto Insurance

Required by law to have. Covers damage you cause to someone else.

• Collision

• Liability

• Comprehensive

• Tort

Covers medical expenses from an auto accident and are paid up to 1 year after the accident.

• Medical Payment

• Collision

• Tort

• Liability

Tort

• Covers an act that injures someone in some way, and for which the injured person may sue the wrongdoer for damages.

• Covers damage from hit & run accidents or uninsured persons.

• Covers personal injury damage

• More expensive – allows you to sue for pain and suffering.

Collision

• Covers damage to car or property only.

• Covers damage not caused by the owner of the vehicle – (fire/storm/vandalism/stolen).

• Cheaper – limits whether you can sue for pain and suffering.

• Covers damage to your car – pays up to the cash value of what the car is worth.

Payment covers income lost due to an auto injury.

• Medical Payment

• Uninsured/underinsured Motorist - Wage-Loss

• Liability

• Collision

Covers an act that injures someone in some way, and for which the injured person may sue the wrongdoer for damages.

• Medical Payment

• Collision

• Tort

• Liability

Covers personal injury damage

• Liability - Bodily Damage

• Medical

• Liability - Property Damage

• Liability

Medical Payment

• Required by law to have. Covers damage you cause to someone else.

• Covers bodily injury to you and passengers regardless of who is at fault.

• Covers an act that injures someone in some way, and for which the injured person may sue the wrongdoer for damages.

• Covers medical expenses from an auto accident and are paid up to 1 year after the accident.

Covers damage not caused by the owner of the vehicle – (fire/storm/vandalism/stolen).

• Liability

• Tort

• Comprehensive

• Collision

Match the following

• Covers damage to car or property only.

• Limited-Tort

• Covers an act that injures someone in so

• Liability - Property Damage

• Covers personal injury damage

• Tort

• Cheaper – limits whether you can sue for

• Liability - Bodily Damage

• More expensive – allows you to sue for p

• Full-Tort