ETB CIRCULAR QUIZ

What does ETB stand for in the context of the circular?

• Existing Transaction Business

• Existing Trade Bureau

• Existing Customers to Bank

• Existing Transfer Business

Who issued the circular to all branches and offices in India?

• Retail Banking Department, BCC

• Credit Policy Committee (CPC)

• General Manager

• Bank of Baroda CEO

What is the concern with existing customers approaching through the DSA channel?

• All of the above

• Weak branch connect with the customers

• Loss of relationship with the bank

• Increase in cost of acquisition

What is the main purpose of defining ETB customers for DSA sourced Home & Mortgage Loan Business?

• To strengthen the branch connect with the customers

• To increase the cost of acquisition

• To restrict the sourcing of business from existing customers

• To provide more payout to ETB customers

What is the criteria for excluding situations as ETB while considering DSA sourced cases for payout purpose?

• Applicants with customer Id: - approaches for a loan in City 'A' with account relationship in City 'B'

• Applicants with customer Id: - not having any liability account relationship and Auto Loan customers in case of asset account relationship

• Applicants with customer Id: - approaches for a loan in City 'A' with account relationship in City 'B' and Applicants with customer Id: - not having any liability account relationship and Auto Loan customers in case of asset account relationship

• None of the above

Who is the General Manager and Head of Mortgages & Other Retail Assets?

• Retail Banking Department, BCC

• Credit Policy Committee (CPC)

• K K Choudhary

• Bank of Baroda CEO

What is the purpose of the circular?

• To define ETB for NTB sourced Home & Mortgage Loan Business

• To define ETB for DSA sourced Home & Mortgage Loan Business

• To define NTB for DSA sourced Home & Mortgage Loan Business

• To define NTB for ETB sourced Home & Mortgage Loan Business

What is the concern with existing customers approaching through the DSA channel?

• Loss of relationship with the bank

• All of the above

• Weak branch connect with the customers

• Increase in cost of acquisition

What is the main purpose of defining ETB customers for DSA sourced Home & Mortgage Loan Business?

• To increase the cost of acquisition

• To provide more payout to ETB customers

• To restrict the sourcing of business from existing customers

• To strengthen the branch connect with the customers

What is the criteria for excluding situations as ETB while considering DSA sourced cases for payout purpose?

• Applicants with customer Id: - not having any liability account relationship and Auto Loan customers in case of asset account relationship

• Applicants with customer Id: - approaches for a loan in City 'A' with account relationship in City 'B' and Applicants with customer Id: - not having any liability account relationship and Auto Loan customers in case of asset account relationship

• None of the above

• Applicants with customer Id: - approaches for a loan in City 'A' with account relationship in City 'B'